Some things just can't be fixed...

I wasn’t sure of what to expect after reading the title of this article and reading one paragraph.  Once I realized that it was about credit corporations, I instantly knew what was coming up next.  I remember learning about credit back in high school in my economics class.  I saw a documentary that spoke on how the companies make their money through scams, some legal and some not so legal.  Reading this article just revived some of the things I had forgotten from before.  Living with a hole in your pocket is never easy, but when you already have no money to your name, it only makes life worse. 

Credit card corporations trick consumers into believing that this "borrowed" money is like a dream, which is actually a nightmare that many have no clue of.  They amplify the opportunity divide because they constantly prevent low-wage workers from creating cash flow in some way so that they can be a part of the elite earners of the world: the middle and high class workers.  These companies are succeeding at keeping the lower class of people down and out to the point that some people are stuck with a bill for the rest of their lives.  What makes matters worse is the fact that interest rates can continuously increase for people who can’t liberate themselves of the debt already amid their lives, thus digging a deeper hole and further exacerbating the opportunity divide.

Who do we point the finger at when it comes down to the bottom of it all?  In my opinion, the credit card companies are responsible for creating the stipulations and consequences which put the consumer’s financial status in jeopardy, so they should be responsible for assuaging the whole issue.  I think that changing all interest rates to a low, fixed rate instead of something exorbitant would be a nice start.  If people’s debt can be slowly fixed, this nation can also become affluent like it once was as well.